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Structured Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority.

Registered Office: 9 Carmelite Street, Banff, AB45 1AF
Registered No. SC270785



Minimising Tax Liabilities
In order to maximise the growth of your own wealth it is vital to minimise your personal and company taxation, and also to minimise any inheritance taxes on your estate.

Structured Financial Planning will plan your investments in the most tax-efficient way, making the most of any tax reliefs, aiming to grow your investments and your wealth over time.

Careful Inheritance Tax (IHT) planning can be a central part of many wealth management strategies to ensure the assets that you have worked so hard to build up are passed on to your family and not the taxman.

Our Financial Planning aims to:
- build and preserve capital, tax-efficiently
- provide financial protection against risk

Most of our clients have trusted us with their financial advice over a number of years, valuing the close long-term relationships that we build and the regular reviews that we carry out.

Clients are encouraged to take an interest in their financial well-being and the growth in their assets with the on-line access to their investment portfolio.

Managing and Spreading Investment Risk
We are able not only to spread risk amongst the major assets classes - cash, fixed-interest, equities and property, but also between some of the best investment managers.

We identify our clients' attitude to risk as a core part of our investment and review processes, and ensure that the range of investments held continues to be appropriate.


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