Richard is a Director and Chartered Financial Planner with more than 30 years’ experience in financial advice. He holds a degree in Economics from the University of Aberdeen, together with the Advanced Diploma in Financial Planning and the Advanced Financial Planning Certificate. His specialist studies include pensions, taxation and trusts, and financial planning.

Outside work, Richard enjoys following Deveronvale FC, going to the gym and playing golf. He also likes skiing in the winter and spending time with his family.

Neil Stewart, Director and Chartered Financial Planner, heads up our Banchory office and has been with us since 2017. After studying Mathematics at the University of St Andrews, he ran personal business ventures before beginning his career in financial services. Neil is a fully qualified financial adviser, holding the Advanced Diploma in Regulated Financial Planning.

Outside of work, Neil enjoys spending time with his young family and exploring the countryside. He’s a keen sportsman, regularly playing golf and football, and has recently taken up coaching his daughter’s football team. He also has a passion for good food, wine, and travel – both in the UK and abroad.

Ewen Grant, Financial Planner, has been with the firm since January 2021.

He is a fully qualified financial adviser, holding a Diploma in Regulated Financial Planning and is working towards Chartered Status. Ewen holds a degree in International Business Management from Robert Gordon University, which included a period of study at the University of Barcelona.

Before entering financial services, he worked in the logistics sector and the golf industry. Originally from farming stock, Ewen also has invaluable experience in agricultural and farming finances.

Ewen now lives in Mintlaw and primarily supports clients across the Banff and Buchan area. Outside of work, he enjoys golf, following football, keeping fit and is a member of the Aberdeenshire Chess Team.

Originally from Banff, Troy has strong roots in the area and brings a varied professional and commercial background to his role as a Financial Planner.

After graduating from Robert Gordon University, Troy began his career in the oil and gas industry, working in engineering roles both in the UK and overseas. A long-standing interest in personal finance eventually led him to pursue a career in financial planning, completing the St. James’s Place Academy programme before joining an Aberdeen-based financial planning firm. Troy has since achieved the CII Level 4 Diploma in Regulated Financial Planning and continues to develop his professional qualifications.

More recently, Troy returned to the energy sector, working across international markets and developing relationships with clients and businesses around the world. This experience further strengthened his commercial understanding and reinforced the importance he places on building strong, trusted relationships.

Having joined the company in 2026, Troy’s combination of financial planning, engineering and commercial experience gives him a practical perspective on the financial decisions people face throughout their lives. He particularly enjoys getting to know his clients, understanding what matters most to them and helping turn their ambitions into clear, achievable financial plans.